The most important thing is not to panic. This has happened before. It was not the end of the world then, and it will not be the end of the world now. DO NOT PANIC. *panics* It can be sorted. There is always a solution. Must not do anything drastic. I know this has been a massive shock to the system, but it is better to stay calm and think things through rationally. You do only have yourself to blame, but there is no point in beating yourself up about it now. What is done, is done. These things happen. It is a difficult time of year for many.