With two children now both over the age of one, my husband and I can no longer put off the inevitable. We need to think about the future; ensure our children are left with enough money so they don’t have to struggle if anything were to happen to me or their dad. Touch wood it won’t of course *tries to find some wood to touch* *can’t find any so touches own forehead*. Yep, we’ve been thinking about our level of life insurance and whether it’s enough.

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