When I discovered I would not be able to work for a while, I had to accept that life would need to get serious. So I sat down one morning with my dear friend Excel and tried to work out how I was going to survive without working. Being a Freelance citizen it was not a particularly enjoyable way to spend a couple of hours. However, its not impossible to get by, there would just have to be cut backs. It’s an expensive business being skint.

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